Free download

The 2026 Medicare Cheat Sheet

Medicare's most important numbers, dates, and decisions — on one page you can print and keep by the phone. Tell us where to send it and it's yours, along with a Social Security edition if you want that one too.

Preview of the 2026 Medicare Decision Cheat SheetPreview of the 2026 Social Security Cheat Sheet

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What's inside

Two pages that answer the questions people call us about most

These are the same reference sheets our licensed advisors keep at their desks — the 2026 figures come straight from CMS and the Social Security Administration.

The Medicare Cheat Sheet

  • All the 2026 Medicare costs on one page — Part A, Part B, and the new $2,100 drug cost cap
  • The full IRMAA table, so higher earners can see their real premium
  • Every enrollment window that matters, with the dates side by side
  • The Advantage vs. Supplement decision, laid out honestly
  • The mistakes that cause permanent penalties — and how to avoid them

The Social Security Cheat Sheet

  • The 2026 Social Security numbers at a glance
  • Your Full Retirement Age by birth year
  • What you actually get at every claiming age, from 62 to 70
  • The earnings limits if you work while collecting
  • How Social Security timing quietly affects your Medicare premiums

Why we made these

A cheat sheet can organize the facts. It can't read your situation.

The sheets give you the numbers and the deadlines — that alone prevents the most expensive Medicare mistakes, which usually come from missing a window nobody told you about. What a page can't do is check your doctors, your prescriptions, and your budget against the plans in your county. That part is a conversation, and it's the part we do for free.

When you're ready

Bring your questions. We'll bring the answers.

Read the cheat sheet, circle what applies to you, and let's talk it through — free, no pressure, licensed in all 50 states.