Building The Foundation

How Medicare Works

Before you decide which Medicare insurance plan is best for you, you’ll need to have a foundational understanding of how Original Medicare works. In these articles, you will learn about the parts of Medicare and how they relate to Medicare Insurance plans.

Learn about the four parts of Medicare:

How Medicare Works

the four parts of Medicare


Hospital Coverage

(Medicare Part A)

Medicare Part A covers hospital care, skilled nursing facility care, hospice, and home health care. 


Medical Coverage

(Medicare Part B)

Medicare Part B covers doctors visits, mental health care, outpatient surgery, lab tests, and Medical equipment.


Medicare Advantage

(Medicare Part C)

Part C usually offers A, B, and D in one plan and is offered by private insurance companies. Part C is also known as Medicare Advantage. 


Prescription Drug Coverage

(Medicare Part D)

Medicare Part D covers prescription drugs and is only offered by insurance companies. You are required to get Part D or face future penalties.

When you have Medicare

Choose between two Medicare Paths

Medicare Advantage

Medicare Advantage has become a popular option. There are so many plans to choose from, but how do you know which one is right for you?

Medicare Supplements

Usually, the only difference between Medicare Supplements of the same letter offered by different insurance companies is the price you pay.

Medicare Paths

The two Medicare Insurance Paths

Learn more about the two directions you can take with Medicare Insurance.