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Senior Health Benefits Advisor – Laughlin, NV

Laughlin, NV

Job Description

The Medicare Store is the largest agency in Nevada educating seniors about health insurance benefits. We service the insurance needs of over 10,000 seniors in Nevada. We are expanding and hiring additional agents in Laughlin.

Medicare Overview

Medicare is the government health insurance program for people over the age of 65 or with certain qualifying disabilities. Medicare alone isn’t sufficient health insurance, so everyone with Medicare is required, at a minimum, to get prescription drug coverage. The Medicare Store helps people understand Medicare and choose the right insurance to go with it. Insurance companies pay us to provide this service.

The Opportunity

There are over 600,000 people on Medicare in Nevada. Approximately 3,000 people get Medicare for the first time every month. All of them are required to enroll in some level of insurance or face government penalties. We help these people choose the right insurance for their needs and enroll in Medicare Advantage Plans, Medicare Supplements, Dental and Vision insurance, and more.

The Position

Everyone with Medicare needs a caring, knowledgeable, and confident agent to educate them on their healthcare options. If you are a motivated self-starter who enjoys helping people, this will be a natural fit for you.

There is no typical “day in the life” for a Medicare Store agent. Every day is different and what you do is primarily controlled by you. You will have the opportunity to use your strengths in this role, so we won’t dictate your day. Having said that, here is a summary of the activities that fill an agent’s day:

  • Meeting with individuals in-person or by phone to help them enroll in a Medicare plan or make a change to their existing Medicare plan.
  • Staffing a booth at a health fair, answering questions, and finding people you can help.
  • Staffing a table at a community event, a Walmart, CVS, or other retail locations.
  • Answering inbound calls from people who contact our Medicare Helpline.
  • Making outbound calls to people who have messaged us online, requested information, or responded to other marketing.
  • Servicing the needs of your existing clients by being available for them when they need you.
  • Attending training in person and/or via webinar.

Note: It is strictly prohibited for Medicare Store Agents to cold-call prospects.

Compensation

Medicare Store agents are compensated to help seniors choose and enroll in a health plan. The compensation is paid in commission and residual income. Many of the residuals pay as a monthly dividend for life.

The average income of a first-year agent ranges from $40K to $50K. The average income of a third-year agent is over $100K/year. This information is verifiable.

It may sound too good to be true, but Medicare insurance agents actually make a great living while helping people. If you are the right fit for our team, you could do something good for people every day and create residual income.

Working on commissions may deter you if you’ve never done it before, but if you are tired of trading time for money, this could literally change your life. You can make money and still have control of your time. For those who cannot transition to commission immediately, we offer part-time opportunities.

Training

We will not permit you to represent the Medicare Store until you (and we) are completely confident in your training and ability. Your training will include online certifications, classroom sessions, one-on-one time, and in the field experience. You will have individual and team mentoring. Once you are in the field, you will have instant access to mentors and leaders via our instant message platform and by phone.

Tools

Having great tools makes it easy to do the right thing for people. The Medicare store uses cutting-edge and proprietary tools (many of which are not available at any other agency). These include our proprietary agent portal with tools and resources, online quoting and enrolling platform, Customer Relationship Management (CRM) software, and more.

Requirements

  • A professional and confident demeanor
  • Highest ethical and moral standards
  • Ability to pass an extensive background check
  • Must be able to pass the state insurance licensing exam
  • Ability to complete certifications and other credentialing courses and exams
  • Reliable transportation
  • A reliable laptop computer and cell phone
  • Basic computer skills and the ability to use multiple online enrollment platforms
  • Being bilingual is a plus

 

Apply on Indeed.com

 

Job Types: Full-time, Commission

Salary: $40,000.00 to $80,000.00 /year

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Not affiliated with the U.S. government or federal Medicare program. This is a solicitation for insurance. We do not offer every plan available in your area. Currently we represent 12 organizations which offer 83 products in southern Nevada, 11 organizations which offer 57 products in northern Nevada, 10 organizations which offer 71 products in New Mexico, 10 organizations which offer 66 products in Texas, and 7 organizations which offer 46 products in Utah. Please contact Medicare.gov, 1–800–medicare, or your local State Health Insurance Program (SHIP) to get information on all of your options. Not for use in CA, FL, or NE.

About The Medicare Store
themedicarestore.com is privately owned and operated as a non-government resource for those who depend on Medicare. We provide Medicare information in a simple and straightforward way. If you’re looking for the government’s Medicare site, it is located at: www.medicare.gov

A Note on Cost
The costs associated with Medicare plans are highly regulated by the federal government. The plans have the same costs regardless of where you purchase them. Whether you purchase your Medicare plan through the Medicare Store, a government website, or directly from a carrier, there will be no difference in costs to you.

This website and its contents are for informational purposes only.
Nothing on this website should ever be used as a substitute for professional medical advice. You should always consult with your medical provider regarding diagnosis or treatment for a health condition, including decisions about the correct medication for your condition, as well as prior to undertaking any specific exercise or dietary routine.

The purpose of this communication is the solicitation of insurance. Contact will be made by a licensed insurance agent/producer or insurance company. Medicare Supplement insurance plans are not connected with or endorsed by the U.S. government or the federal Medicare program. We sell insurance offered from a number of different Medicare Supplement insurance companies.

Aetna – Aetna Medicare is a PDP, HMO, PPO plan with a Medicare contract. Our SNPs also have contracts with State Medicaid programs. Enrollment in our plans depends on contract renewal.

Anthem Blue Cross – Anthem Blue Cross is an HMO plan with a Medicare contract. Enrollment in Anthem Blue Cross depends on contract renewal.

Cigna – Cigna-HealthSpring is contracted with Medicare for PDP plans, HMO and PPO plans in select states, and with select State Medicaid programs. Enrollment in Cigna-HealthSpring depends on contract renewal.

Humana – Humana is a Medicare Advantage HMO, PPO and PFFS organization and a stand-alone prescription drug plan with a Medicare contract. Enrollment in any Humana plan depends on contract renewal.

Molina Healthcare–  Molina Healthcare is contracted with Medicare for HMO and PPO plans in select states, and with select State Medicaid programs.

Prominence Health Plan – Prominence Health Plan is an HMO Plan with a Medicare contract. Enrollment in Prominence Health Plan depends on contract renewal.

SCAN Health Plan –SCAN Health Plan is an HMO Plan with a Medicare contract. Enrollment in SCAN Health Plan depends on contract renewal.

SelectHealth – SelectHealth is an HMO, HMO-SNP plan sponsor with a Medicare contract. Enrollment in SelectHealth Advantage depends on contract renewal.

Senior Care Plus – Senior Care Plus is a Medicare Advantage organization and a stand-alone Prescription Drug Plan with a Medicare contract. Enrollment in Senior Care Plus depends on contract renewal.

UnitedHealthcare – Plans are insured through UnitedHealthcare Insurance Company or one of its affiliated companies, a Medicare Advantage organization with a Medicare contract and a contract with the State Medicaid Program. Enrollment in the plan depends on the plan’s contract renewal with Medicare.

WellCare – Wellcare is the Medicare brand for Centene Corporation, an HMO, PPO, PFFS, PDP plan with a Medicare contract, and is an approved Part D Sponsor. Our D-SNP plans have a contract with the state Medicaid program. Enrollment in our plans depends on contract renewal.