Medicare Advantage in Las Vegas

medicare advantage

What are your Medicare Advantage Options in Las Vegas?

Currently, there are four insurance companies offering 17 Medicare Advantage plans in the Las Vegas area. The companies offering plans are Aetna, CareMore, Humana, and UnitedHealthcare.

The plan types are generally either Health Maintenance Organizations (HMOs) or Preferred Provider Organizations (PPOs). We also have Special Needs Medicare Advantage plans (SNPs) in Las Vegas for people with certain chronic conditions such as diabetes, COPD, heart conditions, and end-stage renal disease (kidney failure).

People often ask: If you are looking for a Medicare Advantage plan in Las Vegas, how do you choose the insurance company? The Medicare Store has a few suggestions.

Five Things to Consider When Choosing a Medicare Advantage Plan in Las Vegas:

  1. Monthly Premium: How much will it cost to have the plan?
  2. Copays: How much will it cost to use the plan?
  3. Out-of-Pocket Maximum: At what point would the copays stop?
  4. Doctor Network: Will you have access to doctors you prefer?
  5. Prescription Drug Coverage: Do you have good coverage for your prescriptions?

Monthly Premium:

We will review your situation to make sure you are not paying anything more than what is necessary for your situation. Since we work with every Medicare Advantage plan in Las Vegas, we won’t try to convince you of anything. We will merely explain all of your options and let you decide what is best for you.

Copays:

In choosing a Medicare Advantage plan, you should consider what the cost of the copays will be. We will go over the full Summary of Benefits for the plan you choose so that there will be no surprises for you later.

Out-of-Pocket Maximum:

Each Medicare Advantage plan has a stop-loss or a point where your copays would stop. It is important to consider that maximum. You want to know that if that worst case scenario happens, you won’t be financially devastated.

Doctor Network:

Doctor networks for the Medicare Advantage plans in Las Vegas vary. There are independent doctors, as well as large groups that accept Medicare Advantage plans. We will review your choice of doctors and make sure they accept the Medicare Advantage plan you choose.

Prescription Drug Coverage:

The prescription drug coverage for every Medicare Advantage plan can be different. It is important that we review all of your prescriptions to be sure you will have the coverage you need with your plan.

The Medicare Store Can Help

Whatever you decide, we are here to help. We will help you quote and enroll in the Medicare Advantage plan of your choice. We will also make sure you have good Prescription Drug Coverage (Part D). Visit www.themedicarestore.net to learn about us and meet our agents. We are an unbiased insurance agency located in Las Vegas. Our goal is to help you find the Medicare solution that fits your needs not an insurance company’s quota. We can quote every Medicare Advantage plan in Las Vegas. Best of all, there is no cost to our services and we promise to be helpful!

Note: The Medicare Store is not affiliated with or endorsed by CMS or Medicare.